Agricultural Debt

Our AgriFinance group maintains an investment philosophy that is driven by:

  • A strong understanding of the asset class
  • Asset fundamentals and operations
  • Local market knowledge

Our AgriFinance group's experienced lenders have financed land-based and agribusiness operations nationwide, including row crops, permanent plantings, livestock and timber.

  • Row Crops
  • Ranches
  • Timberland
  • Vineyards
  • Almonds
  • Pistachios
  • Apples
  • Citrus
  • Stone Fruit
  • Berries
  • Figs
  • Dates
  • Walnuts
  • Melons
  • Fresh Vegetables
  • Potatoes
  • Mint
  • Dairies
  • Wineries
  • Feedlots
  • Cold Storage/Packaging
  • Beef Packing
  • Poultry Processing
  • Citrus Processing
  • Nurseries/Greenhouses
  • Egg Farms
  • Cottonseed Oil Mills
  • Raisin Processing
  • Grain Elevator
  • Equine Facility

Loan Amount

  • $2 million to $100 million
  • We source our business through a variety of networks, including:
        Mortgage bankers and brokers
        Syndication or participation loans with other institutions.

Interest Rates

  • Competitive interest rates
  • Fixed Rate Program
        3- to 20-year note terms
        Periodic rate resets available
        Priced over U.S. Treasuries

Payment Frequency

  • Monthly, quarterly or semi-annually


  • 30 years or less


  • 70% or less


  • Flexible prepayment options


  • Competitive


  • First lien on land, buildings and improvements


  • Third-party appraisal required

Submission Requirements

The following information is generally required to receive a loan quote:

  • Summary of the financing needs and preferred loan structure
  • Description and history of the operation
  • 3-5 years of historical financial statements
  • Business plan, projections or budget, as available
  • Map showing the collateral location
  • Previous appraisals, if available

Please contact the regional loan officer prior to sending your information.

Aegon USA Realty Advisors, LLC (“AURA”), an indirect wholly owned subsidiary of Aegon N.V., is a U.S.-based investment adviser registered with the Securities and Exchange Commission (“SEC”) and part of Aegon Asset Management, the global investment management brand of Aegon Group.