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Agribusiness & Timber Lending:
Loan Guidelines
 
Loan Amount: $2,000,000 to $100,000,000.

Ability to do revolving lines of credit

AEGON sources its business through a variety of networks including:
  • Direct
  • Banks
  • Mortgage bankers and brokers
  • Syndication or participation loans with other institutions.
Interest Rates: Competitive interest rates and ability to combine fixed and floating

Fixed Rate Program
  • 3 to 20-year note terms
  • Periodic rate resets available
  • Priced over U.S. Treasuries

Floating Rate Program

  • 2 to 10-year note terms
  • Priced over 1, 3, or 6-month LIBOR
Payment Frequency: Monthly, quarterly or semi-annually
Amortization: 30 years or less
Loan-to-Value: 75% or less
Prepayment: Flexible prepayment options
Fees: Competitive
Security: First lien on land, buildings and improvements
Appraisal: Third-party appraisal required.
an Aegon Company